Bold thinking for the good of our customers.
Frequently Asked Questions
At TASI® Bank, we call ourselves the mavericks of community banking, but what does that mean? It means we are trusted advisors in our field and we will always communicate directly. We challenge the status quo of the market for the good of the client—you—and have the courage to look for innovative approaches to help you achieve success. We are your reliable partner in banking, with answers to all your questions.
Scan the FAQs below or use the search bar to type in the subject you are curious about to find answers. As always, don't hesitate to message us with questions.
You can join TASI® Bank today by either calling us at 415.392.1670, visiting our offices or filling out our “Join TASI® Bank” form and we will get back to you as soon as we can.
Sign up for TASI® Bank Online to manage your personal and business accounts securely online, anywhere or anytime you have internet access. You'll need:
- Social Security Number/ Individual Tax Identification Number ITIN, N.A.
- TASI® Bank account number,
- Physical address
- Requested login ID
- Email address
After answering a few questions during the sign-up process, you'll have an opportunity to create a username and password.
A: Routing Numbers:
ACH Routing Number: 121040169
Wire Number: 121405115
For account information, please visit online banking.
If you can’t find answers to your question on our website, please don’t hesitate to contact our Customer Service and we will be happy to help you.
If you need help with your online account, you can call our Customer Service at 415.392.1670 or email us at sfoperations@tasi.bank. We typically respond to requests within 24 hours—and often much sooner.
It is a useful tool for your day-to-day banking needs.
- Check your balance(s)
- Review your transaction history
- Find your bank's nearest ATM from wherever you are
Digital Wave Checking is a personal checking account that gives you access to your account,the ability to deposit checks, or pay bills from your mobile device so you can bank from anywhere. Reach out to our team to open your account today.
We do. Earn while you spend with our competitive 0.5% Annual Percentage Yield✝ (APY) with a minimum balance of $500. Our Visa® debit card and digital banking gives you the freedom to bank on the go. Open an account with us today.
†Annual Percentage Yield (APY) is accurate as of 10/30/2023. Interest will be compounded and credited monthly. Rates for these accounts are variable, determined by TASI® Bank at its sole discretion and can change before or after account opening. Fees could reduce earnings.
By banking with TASI® Bank, enjoy 24/7 access with no opening account balance required. Maximize your savings with a 3.04% Annual Percentage Yield* (APY) and no daily minimum balance. Open your savings account today by reaching out to our team.
†Annual Percentage Yield (APY) is accurate as of 10/30/2023. Interest will be compounded and credited monthly. Rates for these accounts are variable, determined by TASI® Bank at its sole discretion and can change before or after account opening. Fees could reduce earnings.
When you begin a Business or Checking account with TASI® Bank, you gain:
- convenient fund offerings
- access to multiple ATMs with no fees.
- easy-to-use mobile banking including employee pay
- personalized support
Reach out to our team today to get started.
A: The SAFER (formerly the SAFE) Banking Act was first introduced in the U.S. House of Representatives in May 2017. It has been revised several times since the House passed it in 2021. In the years since, the Act has gained bipartisan support and has been officially placed on the Senate’s calendar for a full floor vote.
A: Opening a CRB can be difficult because of compliance, risks, and the need for due diligence in the marijuana industry. This is mainly because cannabis is still illegal at the federal level and highly regulated at the state level. That’s why it’s beneficial to have a 420-friendly banking partner like TASI® Bank in your corner.
Though many banks may choose not to serve CRBs, TASI® Bank is a California cannabis-friendly bank. The SAFE Act, if passed, will reinforce this. TASI® Bank is here to meet the needs of underserved markets in the cannabis space since 2015.
Currently TASI® Bank is only working with licensed cannabis-related businesses in the state of California.
In a word, "yes" although we need to talk more to understand the opportunities and risks involved with your CRB.
There are three sectors of the cannabis industry: Marijuana-, Hemp-, and CBD-related businesses. Each is considered a Cannabis-Related Business (CRB) but requires a different form of compliance to operate.
Absolutely. TASI® Bank, Division of Bank of Guam is an FDIC-insured community bank headquartered in San Francisco. We are fully compliant with state law and federal regulators as well as FINCEN Guidelines. Your money is as safe as it would be in any FDIC-insured bank account.
The TASI® Bank application process generally takes about one week for approval. The process involves submitting an application, verifying records, meeting in-person, having a TASI® Bank member visit your business, and conducting an internal compliance audit.
All TASI® Bank commercial business accounts incur fees and our CRB Banking accounts are no different. Our fees reflect the compliance and due diligence associated with state and federal regulations surrounding cannabis banking. We tailor our services accordingly.
One of our dedicated Maverick Bankers would be happy to discuss the possibility of opening an account. Contact us and tell us more about your CRB.
In order to secure a Commercial Loan, we have some basic requirements such as: at least two years in business, adequate cash flow, and sufficient collateral. For more details, check out our Commercial Loans page or reach out to our team of mavericks to learn more.
We offer a variety of loan options such as C&I Loan, Conventional Business Loans and Commercial Real Estate. Visit our Commercial Business Loan page or reach out to our team today to get more information.
Every business is different and so are the needs of your California Business Loan. We have over 40 years of funding, not just a good Commercial Business Loan, but the right one for you. From Commercial to Conventional to C&I & SBA Loans, we will help you find the right option for you. Visit our Commercial Business Loan page or reach out to our team today to get more information.
Work with our team to find what collateral and assets you need. TASI® Bank takes real properties with LTVs ranging from 60% to 85% depending upon additional strength or types of real estate collateral. Reach out to our team today or visit our Commercial Real Estate Page for more information.
With over 40 years of experience in navigating the California market, we will work to find the most accessible and flexible loan so your business can keep growing. We also have various competitive and flexible options where we use various tools such as SWAPS, SBA and/or State Gty programs to be able to customize the loan structure that works for you. Visit our Commercial Real Estate Page for more information or reach out to our team today to get more information.
We are tailored to meet the specific needs of nonprofit organizations, offering features like low fees, interest on deposits, and service for the customized needs of your nonprofit organization to support your mission effectively.
We have helped over 50 nonprofits secure loans and provided 15M to nonprofits in California and your nonprofit could be next. We help you navigate the muddy waters of nonprofit banking and find the best solution for you. We understand the challenges you face, and we tailor our services to meet the specific needs of nonprofit organizations, offering features like low fees, interest on deposits. For more information, visit our Nonprofit Page or get in touch with our team.
Our SoCal TASI® Bank loans are designed to help California businesses like yours cover various expenses such as working capital, equipment purchases, inventory, or expansion. For more details, visit our Southern California Banking page for more information or take the first steps with TASI Bank today.
Each loan is tailored to meet your specific business needs. We deliver the business lines of credit you need with transparency and quick, flexible terms when you need it. Ask us about the following loans we are offering for our San Diego and SoCal communities:
- San Diego Small Business Loan
- San Diego 7(a) Loan
- San Diego 504 Loan
- San Diego Commercial Loan
- San Diego Commercial Real Estate Loan
- San Diego C&I Loan
Visit our SoCal / San Diego Page or tell us more about what you’re looking for by getting started here.
We do. What you can expect from our SBA loans is :
- Our SBA 7(A) Loans are available to individuals from working capital to commercial real estate financing. Terms from 7 to 25 years. Values from $50,000 to $2 million and terms from 7 to 25 years.
- Our SBA 504 Loans are available for permanent financing in commercial real estate. For this particular loan, we have lower capital requirements and financing up to $5 million.
For more information, visit our SBA page or get started by connecting with our team today.
TASI® Bank SBA loans are designed to help small businesses like yours cover various expenses such as working capital, equipment purchases, inventory, or expansion. We have been securing SBA loans for small businesses in California since 1983. We have a unique understanding of not only federal rules but state rules as well which helps us secure your loan fast. For more information, visit our SBA loan page or get started by connecting with our team today.
We specialize in small business loans for
- Hotels & Motels
- Cannabis
- Car Washes
- Gas Stations
- Restaurants & Hospitality
- Start Up’s
- Accounting
- Franchises
Visit our SBA Loans page or reach out to our team of mavericks to learn more.
We have the solutions if you are looking for financing options with short & long-term loans for small businesses in California. Get started by talking to our team today.