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7.15.25 - Fueling the Future – Part Three: Navigating the New Climate of Compliance

07.15.2025

Fueling the Future – Part Three: Navigating the New Climate of Compliance 

By Shawn McKenna 

The energy landscape is evolving—and so are the regulatory expectations placed on fuel and convenience store operators across California. At TASI Bank, we’ve stood by our clients through every shift—from legacy infrastructure to modern compliance and climate-focused adaptations.

When Green Isn’t a Buzzword—It’s a Barrier to Financing

Strict environmental requirements—and open regulatory cases—can create roadblocks for operators. Some banks shy away. We don’t.

 Shirley Quitugua, Vice President & Branch Manager, explains:

“At TASI Bank, we don’t run from red tape—we work through it. We take the time to understand the full story behind a property and the people who operate it. Compliance isn’t just about checking boxes—it’s about helping our clients move forward, responsibly and sustainably.” 

The Climate Challenge Is the Lending Challenge 

Clients across the fuel industry are leading with climate in mind:

  • Adding EV chargers beside traditional pumps
  • Upgrading to more efficient storage systems
  • Conducting Phase I & II environmental assessments and ongoing monitoring
  • Modernizing store operations for energy efficiency 

These moves align closely with state climate goals—and often involve legacy contamination concerns. TASI Bank’s expert underwriting combines CRE and SBA lending while partnering with engineers and regulators to guide clients forward. 

Client Perspective: A Partner Through Complexity 

Reza & Medhi Mahmoodi, Next Petroleum, say:

“TASI Bank has been instrumental in giving us confidence to go out and grow our company. They are true partners in our growth.” 

That kind of trust—earned through collaborative problem-solving and long-term lending—shows why operators turn to TASI for complex projects. 

Banking with Eyes Wide Open 

Alan Gaul, VP of Marketing & Brand, adds:

“This is the hard work of banking—seeing the future without abandoning the present. Climate matters. Compliance matters. But so do the business owners who’ve operated responsibly for decades. At TASI Bank, we choose to serve people first—and walk with them through the gray areas.” 

We don’t ghost when a Site Assessment flags something. We assess, advise, and underwrite with nuance—and stay invested. 

The Path Ahead: Lending That Leads 

As California advances climate goals, traditional fuel infrastructure remains vital—so long as it’s responsibly managed. Whether you’re installing EV chargers, awaiting environmental clearance, or just seeking next-level compliance financing, TASI can help. 

📞 Let’s talk. If regulation feels like a hurdle, we’ll help you cross it.  shawnm@tasi.bank